Interest Rate vs. Annual Percentage Rate
At ASH MCGINTY, we understand the important role your home plays in your your life. That’s why we are committed to providing you information that… Read More »Interest Rate vs. Annual Percentage Rate
The Latest…
Maryland: September 2020 Housing Data Shows Sharp Increase in Home Sales, Rising Sales Prices, and an Increasingly Tight Inventory
According to the Maryland Association of Realtors (MAR), Maryland’s September housing market demonstrated a dramatic leap in sales of 23.1% from last year. Average sales prices… Read More »Maryland: September 2020 Housing Data Shows Sharp Increase in Home Sales, Rising Sales Prices, and an Increasingly Tight Inventory
Set The RIGHT Price For Your Home From The Start
Every seller wants to get as much money as possible when selling their home. The natural inclination for most people is to price high, thinking… Read More »Set The RIGHT Price For Your Home From The Start
African-American Homeownership and the American Dream
I was born and raised in Atlanta, GA, but spent my summers each year in Hollywood, Florida visiting my grandparents. My father and my grandparents… Read More »African-American Homeownership and the American Dream
House, Condo or Co-op?
You’ve decided, you’re committed, you’re serious, and ready to make a significant financial investment in a home. The catalyst for your decision could have come… Read More »House, Condo or Co-op?
How Lenders View FICO Scores
Let’s take a look at FICO scores and how they’re calculated. Your FICO score is a numerical representation of the odds that a consumer will… Read More »How Lenders View FICO Scores
Do I Qualify For Down Payment Assistance in MD if I Live in DC (and vice versa)?
The short answer is yes. Yes, you qualify! But first, what is down payment assistance? You are probably familiar with the various down payment assistance… Read More »Do I Qualify For Down Payment Assistance in MD if I Live in DC (and vice versa)?
What Happens After Being Pre-Approved?
Congratulations! You have submitted all the required documentation and now you have that Pre-Approval for your new home. So… what’s next? As you continue to… Read More »What Happens After Being Pre-Approved?
5 Down Payment Myths Debunked
Many of our first-time homebuyer clients are not aware of the wide variety of financing options, such as down payment assistance available to them. We… Read More »5 Down Payment Myths Debunked
The Old Man, the Boy and the Donkey
Have you heard the tale of the old man, the boy and donkey? An old man, a boy and a donkey were going to town.… Read More »The Old Man, the Boy and the Donkey
Creating Your Reverse Bucket List
Under pressure to set new goals? Constantly focused on making your dreams come true? Give yourself a break—- first, acknowledge what you have already achieved. Create… Read More »Creating Your Reverse Bucket List
Giving Up The “Boss Chick” Masculine Energy
“What?! She’s been duped. I would never be in a relationship like that. I wonder why she would choose that?” The Call Years ago it was… Read More »Giving Up The “Boss Chick” Masculine Energy
What is Title Insurance?
When a property is bought, financed or sold, a record of that transaction is generally filed in the public records. Likewise, records of other events… Read More »What is Title Insurance?
How Much House Can I Afford? (150K Salary)
The smart way to shop for your new home! Learn how to calculate how much house you can afford before hitting that open house or… Read More »How Much House Can I Afford? (150K Salary)
I Refused To Sign Another Lease!
Invest every month in YOUR OWN asset. I was done with renting! I was determined to have the satisfaction of homeownership but, I didn’t want… Read More »I Refused To Sign Another Lease!
Fear Can Be a Great Motivator
The two basic motivating forces in our lives are pain and pleasure. We typically make choices based on the pleasure we think we are going to… Read More »Fear Can Be a Great Motivator
The Availability of the American Opportunity
Each and every one of us have the opportunity to participate (to the fullest) in a free-enterprise financial-economic system, no matter how much or how… Read More »The Availability of the American Opportunity
Find DC Open Doors Approved Lender
The DC Housing Finance Agency (DCHFA) makes owning a home both affordable and attainable with the DC Open Doors Program is a mortgage program that… Read More »Find DC Open Doors Approved Lender