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The DC Housing Finance Agency (DCHFA) makes owning a home both affordable and attainable with the DC Open Doors Program is a mortgage program that can provide down payment assistance for those with an income of up to $151,200 [as of 2020]. First-time homeowners and existing homeowners are both eligible.


Purchasing a home with a DC Open Doors mortgage product should not add any additional time to your home purchase. In fact, DCHFA monitors its approved lenders very carefully to ensure loans are processed as quickly and as efficiently as possible.

Borrowers approved for a DC Open Doors down payment assistance loan (DPAL) will receive a Borrower Commitment Letter. If you are not sure if your lender has reserved a mortgage loan for you under DC Open Doors, contact your lender to verify.

See the COMPLETE list of DC Open Doors Approved Lenders.

DC Open Doors Approved Lenders

  1st Mariner Mortgage
  (202) 123-4567
  info@1stmarinerbank.com
  1stmarinermortgage.com

  AmCap Mortgage
  (713) 586-0500
  myamcap.com

  American Security Mortgage
  (704) 366-7110
  howdy@1asmc.com
  americansecuritymortgage.com

  American Residential Lending
  844-242-6656
  info@amreslending.com
  amreslending.com

  Annie Mac
  844-725-5108
  annie-mac.com

  Apex Home Loans
  info@apexhomeloans.com
  apexhomeloans.com

  Atlantic Coast Mortgage, LLC
  (703) 592-6235
  atlanticcoastmortgage.com

  Bank of England
  (866) 878-2265
  boemortgage.com

  BB & T
  800-226-5228
  bbt.com

  Caliber Home Loans
  caliberhomeloans.com

  Capital Bank
  (202) 861-2265
  capitalbankmd.com

  Corridor Mortgage Group
  (866) 313-9600
  corridormtg.com

  Direct Mortgage
  888-604-2525
  info@directmortgageloans.com
  directmortgageloans.com

  Draper & Kramer
  630-376-2100
  contact@dkmortgage.com
  dkmortgage.com

  EagleBank
  301.986.1800
  eaglebankcorp.com

  Embrace Home Loans, Inc.
  844-235-8490
  embracehomeloans.com

  Envoy Mortgage
  713-977-8005
  info@envoymortgage.com
  embracehomeloans.com

  Evolve Bank
  202-559-2929
  getevolved.com

  Fairway Independent Mortgage
  866-912-4800
  fairwayindependentmc.com

  Fairway Independent Mortgage
  866-912-4800
  fairwayindependentmc.com

  Fidelity Bank
  404.248.5466
  customersupport@lionbank.com
  lionbank.com/mortgage

  First Heritage
  703-352-0721
  info@fhmtg.com
  fhmtg.com

  First Home Bank
  410.552.8157
  firsthomebank.com

  First Home Mortgage
  877-933-3100
  firsthome.com

  Highly Recommend
  Alex Jaffe | Branch Sales Manager/Senior Loan Officer
  alexjaffe.com/dc-open-doors
  (202) 448-0883

  First Savings Mortgage
  help@firstsavings.com
  firstsavingsmortgage.com

  FitzGerald Financial Group
  888-251-0080
  fitzgeraldfinancial.net

  Fulton Mortgage Company
  fultonmortgagecompany.com

  George Mason Mortgage
  800-867-6859
  info@gmmllc.com
  gmmllc.com

  Homeside
  888-826-2710
  ask@gohomeside.com
  gohomeside.com

  Homespire Mortgage
  800-531-5363
  info@homespiremortgage.com
  homespiremortgage.com

  Highly Recommend
  Otmane Laassel | Branch Partner/Senior Loan Consultant
  otmane@homespeiremortgage.com
  (301) 956-2916 offc; (240) 461-3172 cell

  Howard Bank
  410-750-0020
  howardbank.com/mortgages

  Industrial Bank   Highly Recommend
  (202) 722-2000
  info@industrial-bank.com
  industrialbank.com

  Intercoastal Mortgage Company
  (703) 449-6800
  icmtg.com

  K. Hovnanian American Mortgage, LLC
  khov.com

  M & T Bank
  800-724-2440
  mtb.com

  Main Street Home Loans
  (888) 233-0092
  info@mainstreethl.com
  mainstreethomeloans.com

  McLean Mortgage Corporation
  (866) 670-2018
  hello@mcleanmortgage.com
  mcleanmortgage.com

  Mortgage Link Inc.
  240-683-8585
  themtglink.com

  Movement Mortgage
  877-314-1499
  contactus@movement.com
  movement.com

  MVB Mortgage
  202.751.2146
  mvbmortgage.com

  NFM Lending
  (888)-233-0092
  info@nfmlending.com
  NFMLending.com

  NVR Mortgage
  nvrmortgage.com

  Old Line Bank
  301-430-2500
  oldlinebank.com

  Pacific Union Financial
  pacificunionloans.com

  Presidential Bank Mortgage
  presidentialbankmortgage.com

  Primary Residential Mortgage, Inc
  800.255.2792
  primaryresidentialmortgage.com

  Prime Lending
  800-317-7463
  primelending.com

  Prosperity Home Mortgage, LLC
  (877) 275-1762
  phmloans.com

  Sandy Springs Bank
  571-327-2141
  sandyspringbank.com

  Silverton Mortgage
  855-815-0291
  silvertonmortgage.com

  Stearns Home Loans
  (855) 839-6487
  stearns.com

  SunTrust Bank
  800.786.8787
  suntrust.com

  Supreme Lending
  877-350-5225
  loanservicing@supremelending.com
  supremelending.com

  Towne Bank Mortgage
  (888) 637-1321
  townebankmortgage.com

  Tidewater Mortgage Services, Inc
  571-297-3981
  tidewatermortgage.com

  US Bank
  usbank.com

  VanDyk Mortgage
  888-482-6395
  askus@vandykmortgage.com
  vandykmortgage.com

  Vellum Mortgage
  571-830-2800
  vellummortgage.com

We only want to recommend the best. Please share your experience with any of the lender listed. Let us know!

DC Open Doors Buyer Questionnaire

Ready to get started with DC Open Doors? Fantastic! Complete the DC Open Doors Buyer Questionnaire below to start your perfect home search!

Seriously, we are not stalkers.
Borrower does not need to be a first-time homebuyer (cannot own any other property at time of settlement).
Borrower income may not exceed $151,200 (not based upon household income).
e.g., Parking, Basement, Master Bath

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About Dana Ash-McGinty 183 Articles
Dana Ash-McGinty is the Principal Broker of ASH | MCGINTY, a Washington, DC Real Estate Brokerage. This real estate maven has 15+ years experience in residential, commercial and land sales in addition to multi-state residential renovation, re-zoning, and condo conversion projects. A sought after real estate authority, she has been featured on CNN and in various real estate and financial publications. Dana is married to the highly esteemed Dr. Dana W. McGinty, a Washington, DC based internal medicine physician. They are often referred to as "The Danas".

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