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Homeownership Programs

DC homeownership programs

Saving to buy a home? Here’s How we can help.

We are committed to helping you thrive through the power of homeownership. We are here to provide solutions for first-time homebuyers, including affordable mortgages, down payment assistance loans, grant programs, resources and expertise.

District of Columbia

America’s Home Grant® Program (Bank of America)
  • Maximum amount up to $7,500
  • May be used for nonrecurring closing costs, such as title insurance and recording fees
  • Client does not have to be a first-time homebuyer
  • Homebuyer education is not required
DC4ME
DC Open Doors
Down Payment Grant Program (Bank of America)
  • 3% of the purchase price (maximum $10,000)
  • May be used for down payment and Program funds may be taxable as income; a 1099-MISC will be issued
  • Client does not have to be a first-time homebuyer
  • Homebuyer education is required
Employer-Assisted Housing Program (EAHP)
Home Purchase Assistance Program (HPAP) 
  • Maximum amount up to $80,000
  • May be used for down payment and/or closing costs
  • Client must be a first-time homebuyer
  • Homebuyer education is required
Negotiated Employee Assistance Home Purchase Program (NEAHP)
Pathway To Purchase Program

Maryland

Gaithersburg Homebuyer Assistance Loan Program (GHALP)

Home Stretch – Down Payment Assistance Program

Maryland Mortgage Program 1st Time Advantage 3% Loan

Maryland Mortgage Program 1st Time Advantage 5000

Maryland Mortgage ProgramCommunity Partners Incentive Program

Maryland Mortgage Program Flex 3% Grant

Maryland Mortgage Program Flex 3% Loan

Maryland Mortgage Program Flex 4% Grant

Maryland Mortgage Program Flex 5000

Maryland Mortgage Program House Keys 4 Employees (HK4E)

Maryland Mortgage Program Smart Keys 4 Employees

Mortgage Purchase Program (MPP) 

Mortgage Purchase Program (MPP)House Keys 4 Employees (HK4E)Mortgage Purchase Program (MPP)Option 2 of the MPP

Mortgage Purchase Program (MPP) Revolving Closing Cost Assistance Program (RCCAP) “5 for 5

National

Community Champions

FHLBank Atlanta Community Partners Product

FHLBank Atlanta First-Time Homebuyer Product

FHLBank Atlanta Foreclosure Recovery Product

FHLBank Atlanta Returning Veterans Purchase or Purchase / Rehabilitation Product

FHLBank Atlanta Veterans Purchase or Purchase / Rehabilitation Product

Homes For Heroes